Malta Citizenship by Investment Program

Malta Citizenship by Investment Program

For eligible individuals and families who make a substantial contribution to Malta’s economy, the Citizenship by Naturalisation for Exceptional Services program provides a direct path to Maltese citizenship. This initiative grants an EU passport, enabling visa-free travel to over 170 countries and full EU rights to live, work, and study anywhere in the European Union.

Eligibility

Applicants must meet specific criteria that ensure high standards of integrity, financial stability, and compliance with Malta’s immigration laws.

National Development and Social Fund (NDSF) Contribution

A mandatory, non-refundable contribution must be made to the government-managed NDSF, which supports Malta’s economic growth, infrastructure, and social programs:

€600,000 for a three-year residency period
€750,000 for a one-year residency period
€50,000 for a spouse
€50,000 for each dependent child
€50,000 for each dependent parent or grandparent

Real Estate Requirement

To maintain eligibility, applicants must invest in Malta’s property market by either:

Purchasing a property worth at least €700,000 and holding it for a minimum of five years, or
Renting a property with an annual lease value of at least €16,000 for five years

Philanthropic Donation

In addition to the NDSF contribution, applicants are required to donate a minimum of €10,000 to a registered Maltese charitable organization, supporting local cultural and social development.

Residency Requirement

Applicants must maintain Maltese residency for the required period before citizenship is granted:

One-year residency for a €750,000 contribution
Three-year residency for a €600,000 contribution

Due Diligence Process

Malta applies a rigorous due diligence system to ensure only applicants of the highest integrity are approved. This includes:

Criminal background checks in Malta and internationally
Verification of financial documents and proof of lawful source of funds
Screening against anti-money laundering and international sanctions databases

Benefits of Maltese Citizenship

1
Full EU Citizenship
Full EU citizenship with the right to live, work, and study in any member state
2
Visa Free
Visa-free or visa-on-arrival access to 170+ countries
3
Ability
Ability to hold dual or multiple citizenships
4
Citizenship
Citizenship passed on to future generations
5
Secure
Secure, government-backed investment opportunities
6
No Language
No language or education requirements
7
Access
Access to world-class healthcare and education

Why Choose Malta?

The Malta Citizenship by Investment Program is one of Europe’s most prestigious and efficient citizenship options, offering fast-track EU residency, secure investments, and global mobility. With its stable economy, strategic location, and high quality of life, Malta is an attractive choice for high-net-worth individuals seeking security, global access, and enhanced lifestyle opportunities.

Stem Immigration Services ensures a smooth, transparent, and stress-free process from eligibility assessment to final citizenship approval.

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